Employee Benefits Strategy Employer Guide

Start with a benchmark analysis. You cannot make good strategy decisions without knowing where you stand relative to peers. Use our free benchmarking tools or request a full benchmark analysis.

Start with a renewal strategy review. Pull your claims data, benchmark your plan, and evaluate whether to renew or go to market. A competitive bid almost always produces savings.

Start with a PBM strategy review. Pharmacy is the highest-leverage cost containment opportunity for most employers. Audit your PBM contract for spread pricing, rebate pass-through, and specialty drug management.

Start with a claims analysis. Self-funded plans generate rich data that most employers never use. Identify your top cost drivers and build a targeted intervention plan.

Start with a communication and design review. Employee dissatisfaction often reflects poor communication rather than poor benefits. Survey employees to understand what they value and what they do not understand.

Start with a self-funding feasibility assessment. Self-funding is not right for every employer. Evaluate your claims history, stop-loss market, and administrative capacity before making the transition.