Practical education, tools, and resources to help employers understand health plan funding, pharmacy contracts, vendor relationships, and the decisions driving healthcare costs.
Free to start. No vendor-sponsored rankings.
Your benefits operating system
48 Tools
185 unique vendors · 232 published profiles
158 modules · 620 individual lessons
66+ Insights
Pick the business problem in front of you. Each path starts with one focused action, then guides you to the next tool or benchmark only when it is useful.
Pressure-test renewal assumptions and identify the levers worth evaluating first.
Renewal reduction
A 1,200-employee manufacturer used renewal modeling and market benchmarks to redirect a projected double-digit increase into a targeted plan and vendor review.
Created a prioritized renewal strategy before carrier negotiations.
See composite case studiesFind the contract, rebate, specialty, and pricing questions behind pharmacy costs.
Pharmacy spend
A self-funded employer used PBM contract findings to focus on rebate pass-through, specialty pharmacy, and audit rights before its next contract cycle.
Built a pharmacy negotiation checklist around the highest-risk terms.
See composite case studiesAssess readiness, risk protection, and the data you need before changing funding.
Self-funding readiness
A growing employer used a readiness assessment to clarify financial controls, stop-loss protections, and administrative requirements before changing funding.
Moved from a broad idea to a sequenced implementation decision.
See composite case studiesCompare benefit partners using a consistent, employer-first evaluation lens.
Vendor evaluation
An employer team compared navigation and cost-containment options against a defined workforce need instead of evaluating vendor promises in isolation.
Narrowed the evaluation to the criteria that mattered most.
See composite case studiesSee how plan costs and design choices compare with relevant market context.
Benefits benchmarking
An employer profile and benchmark review surfaced plan-design and contribution questions that were not visible in the renewal summary alone.
Identified practical questions to take into the next benefits review.
See composite case studiesComposite examples based on real-world employer plan outcome patterns. Results vary by plan, workforce, market, and implementation.
Built by an employer benefits specialist
Founded by Corry Hull, REBC®, CSFS®, a Health Rosetta Advanced Advisor and Vice President of Employee Benefits Consulting at BHC Insurance, Employer Benefits IQ helps employers become more informed buyers of healthcare and employee benefits.
Go Deeper with The High Performance Health Plan
Explore Corry Hull's book and framework for moving beyond renewal management and building a more deliberate approach to healthcare purchasing and health plan oversight.
For employers, CFOs, HR leaders, and benefits professionals who want clearer decisions, less waste, and a more deliberate healthcare strategy.
This composite illustration combines elements from multiple completed engagements. Identifying details are changed to protect confidentiality; financial outcomes are reported net of the plan costs defined below.
Midwest manufacturer · 340 benefit-eligible employees · approximately 290 medical-plan participants
Three consecutive fully insured renewals of 18–22% left leadership without a claims-based view of cost drivers or a competitive stop-loss market check.
Three years of claims were modeled; eight stop-loss carriers were quoted; a regional TPA and optimized network structure were selected; the plan launched with $75,000 specific and 120% aggregate protection.
January–December 2024, compared with the incumbent carrier's January 2024 fully insured renewal.
The employer kept medical coverage in place while moving to a structure designed to improve cost visibility, maintain network access, and give employees a clearer path for questions during the transition.
This example combines themes and outcomes from multiple engagements; it is not a documented account of one employer. It is provided to illustrate a possible evaluation process, not to guarantee future performance.
Read the case study methodologyWorking with Corry Hull and the team at BHC Insurance has completely changed the way we manage employee benefits at Vexus Boats. Benefits are an important part of my role, but they are also incredibly complex, and I can honestly say I would not be able to manage this side of my responsibilities without the guidance, consulting, support, and service we receive from Corry, Annie, Lettie, and the entire BHC team.
What separates BHC is that they do much more than help us manage an annual renewal. They have taken the time to understand our company, our employees, our goals, and the challenges we are trying to solve. Corry and his team continually bring us ideas, challenge us to think differently, evaluate the market, and help us put the right combination of partners and vendors in place to make our health plan perform better.
Just as important is the support our employees receive. When someone has a question, a claims issue, or simply needs help understanding their benefits, we know there is a team at BHC ready to step in and help. That level of service takes a tremendous amount of pressure off both our employees and our internal team.
Vexus Boats being recognized with a 2026 Health Rosetta Rosie Award is something we are extremely proud of, and I attribute a significant part of that success to our partnership with Corry and BHC Insurance. The strategies and recommendations they have helped us implement have allowed us to build a benefits program that is more thoughtful, more sustainable, and delivers greater value for our employees and the company.
I view Corry, Annie, Lettie, and the BHC team as an extension of our team at Vexus Boats. They have earned our trust, and I would highly recommend them to any employer looking for more than a traditional insurance broker and wanting a true partner in their benefits strategy.
New Drug Approvals, Biosimilars, and the Growing Cost of Pharmacy Benefits: What Employers Need to Know Heading Into 2027
Pharmaceutical innovation is creating new opportunities for patients, but employers need to ask harder questions about how these medications are priced,…
Corry Hull12 min readStart with the five-minute Benefits IQ Checkup™. As you complete tools and reviews, your Benefits IQ Score™ becomes an ongoing operational view that informs your Benefits Strategy Action Plan.
Start independently. Bring in expert support when you are ready to implement.
