30% portfolio weight
Health & Medical
Your core medical benefit — the largest cost driver in any employer benefits program. Covers plan design, funding strategy, ICHRA alternatives, GAP coverage, virtual care integration, and mental health access.
Benefit Lines (6)
Medical Insurance
Primary employer-sponsored health insurance plan
ICHRA
Individual Coverage Health Reimbursement Arrangement
GAP / Supplemental Medical
Covers deductibles and coinsurance gaps in the medical plan
Virtual Care / Telemedicine
Telehealth and virtual care services
Mental Health / Behavioral Health
Mental health and behavioral health benefits including EAP
HRA (Health Reimbursement Arrangement)
Employer-funded health reimbursement arrangement
Key Employer Questions
- 1Is your plan design competitive with market benchmarks?
- 2Are you paying the right employee contribution split?
- 3Have you evaluated self-funding or level-funding?
- 4Is your virtual care utilization above 15%?
- 5Does your mental health benefit meet MHPAEA parity requirements?
Related Tools
Benefits Intelligence Suite