Skip to main content
Employer Benefits IQ
Employer ToolFree · No login required

Find the right savings program for your medication — manufacturer PAPs, copay cards, discount aggregators, and more — ranked by fit for your coverage type.

AI-Assisted™
Data reviewed: August 2026

Prescription Savings Pathway Finder

Search
Confirm
Results

Enter a brand or generic name — e.g. "Ozempic", "metformin", "Humira"

Your coverage type determines which savings programs you qualify for

Helps surface specialty programs — skip if unsure

No personal health information is collected or stored

How It Works

1

Enter your medication

Type any brand or generic drug name. We verify it against the FDA RxNorm database.

2

Confirm your coverage

Tell us your insurance type. Eligibility rules vary significantly by coverage.

3

Get ranked results

We score every applicable program across 8 dimensions and surface the best matches first.

Frequently Asked Questions

What types of savings programs does this tool cover?
The tool covers manufacturer patient assistance programs (PAPs), copay assistance cards, discount aggregators like GoodRx, cash-pay pharmacies like Mark Cuban Cost Plus Drugs, disease foundations, government programs like Medicare Extra Help, and specialty pharmacy programs.
Can I use a manufacturer copay card with my insurance?
Manufacturer copay cards are generally only available to commercially insured patients. They cannot be used with Medicare, Medicaid, or other government-funded insurance. Using a copay card with government insurance is a federal compliance violation.
What is a Patient Assistance Program (PAP)?
A PAP is a program run by a pharmaceutical manufacturer that provides free or deeply discounted medications to uninsured or underinsured patients who meet income requirements. Most major manufacturers have PAPs for their brand-name drugs.
How is the match score calculated?
Each program is scored across 8 dimensions: drug-type match, coverage-type fit, drug-specific rules, manufacturer match, fulfillment preference, membership cost, pathway priority, and recommendation rules. Scores range from 0–160.
Is my search data stored or shared?
No personal health information is collected. We log anonymous aggregate statistics (drug category, coverage type, result count) for improving the tool. No names, dates of birth, or identifiable information are ever stored.

Was this tool helpful?

Tool outputs are for informational and comparison purposes only. Results do not constitute a recommendation or endorsement of any vendor or approach. Verify all data independently and consult a qualified benefits advisor before making procurement or plan decisions. AI policy

Uploaded documents are deleted immediately after processing and are never used to train AI models. Document security policy