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Employer Benefits IQ
Benefits Administration

Dependent Eligibility Audit

A review to verify that enrolled dependents meet plan eligibility requirements.

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Full Definition

A dependent eligibility audit verifies that all dependents enrolled in an employer health plan actually meet the plan's eligibility criteria — typically legal spouse, domestic partner (if covered), and dependent children under age 26. Studies consistently find that 3–8% of enrolled dependents are ineligible. Removing ineligible dependents reduces claims costs and stop-loss exposure immediately.