For benefits advisors & brokers
Share these tools with your clients — free, forever.
Every tool, benchmark, and article on Employer Benefits IQ is free for employers and the advisors who serve them. Share directly, embed on your site, or use as client education materials — no login required.
Why advisors use EBIQ with clients
Independent, unbranded education
All content is employer-facing and vendor-neutral. Share it without worrying about conflicts of interest or carrier messaging.
Credibility you can point to
Benchmarks cite KFF, Milliman, and RAND. Tools are built on ERISA, ACA, and CAA 2026 statutory requirements — not opinions.
Saves you hours of prep work
The Benefits IQ Checkup, SPD review tool, and PBM contract analyzer do the analytical heavy lifting so you can focus on strategy.
Builds client trust before the meeting
Send a client the Checkup before your renewal conversation. They arrive informed, engaged, and ready to act.
Top tools to share with clients
All tools are free, require no login, and work on any device. Send the URL directly or embed on your site.
Benefits IQ Checkup™
Most shared6-area screening assessment that scores a client's plan across cost, pharmacy, compliance, and employee experience. Takes 10 minutes. Generates a shareable scorecard.
PBM Contract Analyzer
High impactUpload a PBM contract and get a plain-language analysis of spread pricing, rebate terms, and gag clause language.
SPD Review Tool
Analyzes a Summary Plan Description for coverage gaps, compliance issues, and member-facing language problems.
Stop-Loss Contract Analyzer
Flags red-flag language in stop-loss contracts — lasering provisions, accommodation clauses, and renewal terms.
ACA Penalty Calculator
Calculates Section 4980H(a) and (b) penalty exposure for employers who miss ALE thresholds or coverage requirements.
Self-Funding Readiness Assessment
Scores an employer's readiness to move from fully insured to self-funded across 8 dimensions.
Embed the benchmark widget on your site
Add a live benchmark data widget to your advisor website or client portal. It pulls current KFF and Milliman data and links back to the full benchmark page — giving your site a credible, always-current data source.
<iframe src="https://www.employerbenefitsiq.com/embed/benchmark-widget" width="100%" height="320" frameborder="0" title="Employer Benefits Benchmarks — Employer Benefits IQ" loading="lazy"></iframe>
The widget includes a "Powered by Employer Benefits IQ" attribution link. This is required and cannot be removed.
Downloadable client-ready resources
Free downloadable guides and checklists you can share with clients or use in client meetings.
Academy — for you and your clients
114 learning modules across self-funding, PBM strategy, stop-loss, ERISA compliance, and more. Free, no login required. Share individual courses or the full Academy with clients who want to get educated before making plan decisions.
Questions or collaboration ideas?
If you're an independent advisor, broker, or benefits consultant and want to discuss co-branded resources, client workshops, or referral arrangements, reach out directly.