Contribution Optimizer

Model and compare employer contribution strategies across affordability, equity, and cost dimensions.

Employer Setup

Plan Data

Objectives

Review & Analyze

Step 1 of 4Employer Setup

Step 1

Employer Setup

Basic employer and payroll information

Employer Name (optional)

Plan Year *

Payroll Frequency *

Target Employer Contribution (%) (optional)

Leave blank to default to 80%

Lowest W-2 Wage ($) (optional — for ACA affordability check)

Used to verify ACA affordability (9.66% of W-2 wages for 2026)