Employer GuidePlan Funding & RiskPDF15 pages
Self-Funding 101 — Employer's Guide to Self-Funding
Most employers assume self-funding is only for large companies. This guide explains the mechanics clearly: how claims flow, what the employer is actually on the hook for, how specific and aggregate stop-loss limits exposure, and what questions to ask before making a change. Includes a readiness checklist and a comparison of TPA models.
Intended for
Employers Evaluating Self-Funding · CFOs and Business Owners · HR and Benefits Leaders
Reviewed and updated for plan year 2026 ·
Self-FundingStop-LossTPAPlan Design
Self-Funding 101 — Employer's Guide to Self-Funding
PDF · 15 pages
Download GuideFree — no email required
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Source & Methodology
Based on Health Rosetta framework principles and SIIA self-funding best practices. Updated for 2026 stop-loss market conditions.
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