HSA Contribution Limits for 2027

Quick-reference guide for 2027 projected HSA and HDHP limits: individual ($4,550) and family ($9,100) HSA contribution limits, catch-up contribution amounts for age 55+, HDHP minimum deductible thresholds ($1,750/$3,500), and HDHP out-of-pocket maximums. Includes comparison to 2026 final limits and guidance on mid-year eligibility changes. Values are projected based on announced IRS guidance — verify against final Rev. Proc. publication.

Reviewed and updated for plan year 2026 · July 2026