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Employer Benefits IQ
Employer GuideBenefits StrategyPDF9 pages

HSA & HDHP Employer Guide

HSA-compatible HDHPs are one of the most effective tools for managing health plan costs — when designed and communicated correctly. This guide covers the IRS requirements for HDHP qualification, 2026 and 2027 contribution limits, employer contribution strategies, eligibility rules and common disqualifiers, and the employee communication approach that drives HSA adoption.

Intended for

HR and Benefits Leaders · Self-Funded Plan Sponsors

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Reviewed and updated for plan year 2026 ·

HSAHDHPPlan DesignConsumer-Directed
Preview of HSA & HDHP Employer Guide

HSA & HDHP Employer Guide

PDF · 9 pages

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Source & Methodology

Based on IRS Publication 969 and HSA contribution limits per IRS Rev. Proc. 2025-XX.