Worried About Compliance — Employer Benefits Decision Journey
I'm worried about compliance.
ACA, ERISA, HIPAA, COBRA, mental health parity — employer health plan compliance is complex, and the penalties are real. This journey helps you identify gaps, build a calendar, and close your exposure.
The problem
The average employer health plan has 3–5 compliance gaps. ACA penalties alone can reach $2,970 per employee per year. Most gaps are fixable — but only if you find them before the DOL does.
The outcome
A graded compliance assessment, a prioritized gap list, an AI review of your plan documents, a compliance calendar with key deadlines, and a clear remediation plan.
7 steps · Free · No login required to start
Your step-by-step plan
Compliance Profile
Start by building your compliance profile — your plan type, funding structure, employee count, and state. This personalizes every tool and checklist in this journey.
Compliance Health Check™
A 20-question graded assessment across ACA, ERISA, HIPAA, COBRA, and plan documents. Identifies your specific gaps and gives you a prioritized remediation list.
Personalized Compliance Checklist
Generate a customized compliance checklist based on your plan type, size, and state. Covers annual notices, reporting deadlines, and plan document requirements.
ACA Penalty Estimator
Quantify your ACA penalty exposure based on your workforce size and coverage offerings. Knowing your exposure is the first step to eliminating it.
SPD IQ™
Your Summary Plan Description is your most important compliance document — and the most commonly deficient. Upload it for an AI-powered review against ERISA and ACA requirements.
Compliance Calendar & Hub
A full compliance calendar with key ACA, ERISA, HIPAA, and COBRA deadlines — plus regulatory updates, state-specific requirements, and mental health parity guidance.
ERISA/Fiduciary Review
Self-funded employers have heightened fiduciary obligations under ERISA. Review your fiduciary responsibilities and the steps to document your prudent process.
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