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Employer Benefits IQ
Compliance

Employer Shared Responsibility Payment (ESRP)

ACA penalty for large employers who fail to offer adequate coverage.

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Full Definition

ESRPs are IRS assessments against applicable large employers who fail to offer minimum essential coverage (Section 4980H(a)) or offer coverage that is unaffordable or fails minimum value (Section 4980H(b)) and at least one full-time employee receives a premium tax credit.