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Employer Benefits IQ
Research & Data

National Employer Benefits Benchmarks 2026

Free national benchmark data across 11 topic areas — premiums, deductibles, pharmacy, stop-loss, funding arrangements, compliance maturity, and advanced program adoption. Sourced from KFF, Mercer, SHRM, HCCI, EBRI, Milliman, and AHIP.

Benchmark Your Plan

11

Topic areas

126

Data points

2026

Data year

7

Primary sources

Data Sources & Methodology

This benchmark library aggregates data from the most widely cited employer health benefits surveys in the United States. All figures represent 2026 plan year data or the most recent available survey year projected to 2026 using published trend rates.

Percentile ranges (25th–75th) reflect the distribution of employer-reported values across survey respondents. The median (50th percentile) is the most commonly referenced comparison point. Size-band breakdowns are available for most metrics.

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The free Benefits IQ Checkup™ scores your plan across 6 screening areas and shows how you compare to national benchmarks — in about 5 minutes.

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Full 126-Point Benchmark

Submit your plan data for a comprehensive benchmarking analysis — covering all 11 topic areas with peer-group comparisons specific to your industry, size, and funding arrangement.

Learn About the Benchmark