Key Post-Enrollment Metrics
- Enrollment by plan: What percentage of employees enrolled in each plan option?
- Enrollment by demographic: How does enrollment vary by age, family status, and salary?
- HDHP adoption rate: What percentage of eligible employees enrolled in the HDHP?
- HSA enrollment rate: What percentage of HDHP enrollees opened an HSA?
- HSA contribution rate: What is the average employee HSA contribution?
- Waiver rate: What percentage of eligible employees waived coverage?
Adverse Selection Indicators
Adverse selection indicators in post-enrollment data include: older employees disproportionately enrolling in the rich plan, employees with known chronic conditions choosing the rich plan, and the rich plan's enrollment growing faster than the lean plan's. These patterns suggest contribution strategy adjustments are needed.
Using Data for Next Year
IQ Insight
Post-enrollment analysis is the foundation of continuous improvement in open enrollment strategy. Employers who analyze their enrollment data annually and use it to refine their communication strategy, decision support tools, and contribution strategy consistently achieve better outcomes over time. Build a post-enrollment analysis report and review it with your broker within 30 days of the enrollment period closing.